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Auto Accident FAQs

What do I need to Establish an Injury Claim After a car accident in Denver?

To establish a claim for your personal injuries related to a motor vehicle accident, three requirements must be met: 1) Fault for the car accident must be proved, and it must be clear that the at-fault driver is responsible for causing the accident; 2) you must have incurred damages; 3) Your injuries must be medically documented so you should seek immediate medical care; 4) you must prove that the automobile accident caused the damages being claimed; and 5) You should NOT give a recorded statement or written statement of any kind to an insurance company about your injuries or sign any insurance documents without first speaking to a lawyer about your claim.

What can be recovered in a Denver car accident claim?

The recoverable bodily injury damages can be divided into different categories:1) economic damages, which include past and future medical expenses, past and future wage loss, impairment of earning capacity, and other out-of-pocket expenses; 2) non-economic damages, which include inconvenience, loss of quality of life, emotional distress, pain and suffering; and 3) physical impairment and disfigurement.

Who will pay for medical expenses after an automobile accident?

After being injured in a car accident, many people first wonder who will pay for any medical expenses incurred. The person who causes the automobile accident (or their insurance company) is ultimately financially responsible for all of the reasonable and medically necessary accident-related medical expenses. In most cases, the medical expenses are not paid by the at-fault driver (or their insurance company) at the time the medical costs are incurred. You will need to work with your attorney to use factors, such as the location of car accident damage, to determine fault.

Instead, in most cases, reimbursement for the medical expenses is one part of a single lump sum settlement fund that is negotiated only after all accident-related medical care is complete. Therefore, in the short term, (before the final settlement) in most cases, the medical expenses need to be covered by some other source. The choice made among potential payment sources for medical care may have different implications on the personal injury case.

Car Accident Questions

In most injury cases it is vital to have an experienced lawyer examine all of the potential insurance sources that may provide coverage to you as a result of your accident. At Bachus & Schanker, LLC, we may examine several different interim medical bill payment sources; this examination may include an investigation of our clients’ own car insurance coverage to see if the policy includes “medical payment” benefits. A “medical payment” benefit is an optional form of coverage that may require our clients’ own auto insurance company to pay some portion of our clients’ medical expenses.

If no medical payment coverage exists, our lawyers may look to our clients’ health insurance to cover medical expenses. If there is no health insurance available to help cover medical costs, we may work with the health care professionals chosen by our clients to see if the providers are willing to provide medical care through an agreed upon “medical lien.” A medical lien means that you pay the medical provider once you receive your personal injury settlement.

Should I hire a Denver car accident lawyer?

People often wonder if their accident or their injuries are big enough to even justify hiring an attorney. This is especially true in seemingly minor accidents, like a rear-end collision. Given all the complexities that may be involved in handling injury claims, it is essential to consider having any type of injury claim reviewed by a reputable car accident attorney.

An initial consultation with Bachus & Schanker, LLC regarding injuries sustained in a car accident is always free. If we agree to take the case, most clients will be offered the opportunity to have us work on a “contingency fee” basis. This means the law firm is paid a percentage of what is recovered, rather than charging by the hour for our legal services.

What if the at-fault driver is uninsured?

Although Colorado law requires every automobile owner in Colorado to maintain insurance on their vehicle, many drivers who cause accidents do not have car insurance and are therefore considered to be uninsured motorists. Sometimes in these cases, the uninsured driver may even leave the scene of the accident. In other cases, the driver who causes an accident may be insured but may not have enough insurance coverage to pay for all of the medical expenses and lost wages incurred due to the accident and is therefore under-insured.

When contacted by people injured in car accidents, we are frequently asked: “What happens to my case if the person who caused the accident is uninsured or doesn’t have enough insurance?”

According to Colorado Statute 10-4-609 consumers are legally owed the coverage they pay for when an uninsured or under-insured motorist injures them. We’ve created a comprehensive guide to uninsured motorist law in Colorado so you can learn more about this law and how it affects you and your family. If you’re in need of a free consultation from a lawyer, we can help.

What Documents Do I Need for Medical Expenses to be Paid?

Be sure to provide your Denver car accident attorneys with copies of your medical tests, records, doctor’s notes, prescriptions and any other medical document you think will be useful.

How are My Wages Reimbursed?

You will need to provide your attorney with copies of your most recent tax returns or pay stubs. These documents will help determine your current income and how much you should ask when filing a claim for lost wages.

Do I Need a Car Accident Attorney?

Even if you believe you haven’t been injured, it is essential that you consult with a Denver car accident attorney. An attorney will be able to investigate your case, gather evidence, negotiate a settlement with the other driver’s insurance company, and file a lawsuit on your behalf. Your attorney can also help you with additional factors, like if you have been in a crash in a company vehicle, an Uber or Lyft crash, or an accident in a leased car.

How Can a Denver Car Accident Attorney Help Me?

The experienced Denver car accident attorneys from Bachus & Schanker LLC are here to fight for your rights when injured in a car accident. We will treat you like family as we understand how challenging it can be to pay the bills when not working due to an injury suffered in an accident. Give us a call today to schedule a consultation in our Denver office at (303) 222-2222.

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“You made a process that could have been a terrible experience due to the situation, so much easier.”
JULIAN DONNELL

“You made a process that could have been a terrible experience due to the situation, so much easier.”
JULIAN DONNELL

Super Lawyers - Kyle Bachus
Super Lawyers - Darin Schanker
Million Dollar Advocates Forum
The National Trial Lawyers Top 100 Trial Lawyer
5280 Top Lawyers of Denver
Martindale-Hubbell Peer Rated for Highest Level of Professional Excellence
Super Lawyers - Kyle Bachus
Super Lawyers - Darin Schanker
Million Dollar Advocates Forum
The National Trial Lawyers Top 100 Trial Lawyer
5280 Top Lawyers of Denver
Martindale-Hubbell Peer Rated for Highest Level of Professional Excellence