Denver Car Accident Attorneys
Have you been injured in a car accident? The experienced car accident lawyers at Bachus & Schanker, LLC will fight for the maximum compensation as possible.
The experienced Denver car accident attorneys from the law firm of Bachus & Schanker, LLC are here to fight for your rights when injured in a car accident. We will treat you like family as we understand how challenging it can be to pay the bills when not working due to an injury suffered in an accident. Give us a call today to schedule a free case evaluation in our Denver, CO office at (303) 222-2222.
Our car accident lawyers will investigate your case, gather evidence, negotiate a settlement with the other driver’s insurance company, and file a lawsuit on your behalf. Our law firm can also help you with any auto accident case, like if you have been in a crash in a company vehicle, an Uber or Lyft crash, or were in an accident in a leased car.
Do I Need a Car Accident Attorney?
Our attorneys understand a car accident can change your life. Medical bills and other resulting expenses can be a significant burden on you and those you care about. Similarly, if someone you love is killed or injured in a car accident, the emotional and financial distress can be overwhelming. Let our accident attorneys help you get the money and support you deserve. At Bachus & Schanker, LLC, our lawyers stand ready to consider the potential causes of car accident victims and their families.
Why Bachus & Schanker?
We have successfully recovered more than $800 million dollars in verdicts and settlements for our clients. Our law firm has tried more personal injury cases in the past two years than any other law firm in Colorado.
We help victims recover their losses, whether it is to compensate for lost wages, medical bills, pain and suffering, or other harm and losses. We serve all of Colorado, so whether you live in the Denver area, Fort Collins, or Boulder, we can help.
We Specialize in Car Accident Cases
When our auto accident lawyers take on a case, they strive to understand the unique challenges presented in each case to better assist our clients with questions they may have and ensure their legal rights are protected. The experienced accident attorneys from Bachus & Schanker LLC will treat you like family and fight for the compensation you deserve.
An initial consultation with Bachus & Schanker, LLC, regarding injuries sustained in a car accident is always free. If we agree to take the case, most clients will be offered the opportunity to have us work on a “contingency fee” basis. This means the law firm is paid a percentage of what is recovered, rather than charging by the hour for our legal services.
What to Do After an Accident
- Exchange information with all other drivers
- Give a statement to the police
- Ask witnesses to talk to the police
- Do not move any evidence
- Let medical personnel evaluate you on the scene
- Accept medical transport to the hospital
- Refrain from speaking to any insurance agents until you talk to an attorney
How Much is the Average Car Accident Claim Worth?
- Economic Damages: past and future medical expenses, wage loss, and additional costs related to physical impairment and disfigurement
- Non-Economic Damages: pain, suffering, loss of enjoyment of life, inconvenience, physical impairment, and other similar losses
Victims of Colorado car accidents can claim a host of damages after the crash when working with a Denver car accident lawyer. These damages can include any of the following:
- Medical expenses (ambulance fees, medical tests, prescriptions, medical equipment, hospital bills, doctor visits, etc.)
- Lost wages (current and future lost wages)
- Pain and suffering (mental distress)
- Loss of companionship (loss of a loved one)
The dollar value of these categories of damages can add up quickly. In Colorado, the person who caused the accident (the at-fault driver) and/or their insurance company is financially responsible for all of your accident-related injuries, damages, and losses. Thankfully, Colorado law requires every owner of an automobile in the State of Colorado to buy a minimum amount of car insurance to pay for these categories of damages.
Can I File a Claim Without a Police Report?
Steps to Filing an Insurance Claim
- Contact the Police
- Take pictures of the damage to the car
- Contact your insurance company
- Ask if you have rental car coverage
- Schedule a call with the insurance adjuster
- Schedule an inspection of the vehicle’s damage
- Get a repair estimate from the repair shop of your choice
- Adjuster review
- Receive initial insurance offer
How to Establish an Injury Claim After a Car Accident
- Fault for the car accident must be proved, and it must be clear that the at-fault driver is responsible for causing the accident
- You must have incurred damages
- Your injuries must be medically documented, so you should seek immediate medical care
- You must prove that the automobile accident caused the damages being claimed
You should NOT give a recorded statement or written statement of any kind to an insurance company about your injuries or sign any insurance documents without first speaking to a lawyer about your claim.
What can be recovered in a Denver car accident claim?
- Economic damages, which include past and future medical expenses, past and future wage loss, impairment of earning capacity, and other out-of-pocket expenses
- Non-economic damages, which include inconvenience, loss of quality of life, emotional distress, pain and suffering
- Physical impairment and disfigurement.
Who Will Pay For Medical Expenses?
If no medical payment coverage exists, our lawyers may look to our clients’ health insurance to cover medical expenses. If there is no health insurance available to help cover medical costs, we may work with the health care professionals chosen by our clients to see if the providers are willing to provide medical care through an agreed-upon “medical lien.” A medical lien means that you pay the medical provider once you receive your personal injury settlement.
What Documents Do I Need for Medical Expenses to be Paid?
How are My Wages Reimbursed?
What if the at-fault driver is uninsured?
Common Car Accident Injuries
Car accidents, no matter the severity, can leave you with serious injuries that prevent you from working, from feeding yourself, from getting dressed, and from being able to walk. The most common injuries our Denver car accident attorneys see include:
- Traumatic brain injury (TBI)
- Broken bones
- Sprains, strains, and muscle tears
- Soft tissue injuries
- Whiplash and other neck injuries
- Spinal cord and other back injuries
- Injuries to knees and legs
- Chest injuries
- Internal injuries, such as internal bleeding and damage to organs
Causes of Car Accidents
The Colorado State Patrol records the causes of car accidents it investigates across the state, including in Denver. The CSP has released information regarding the leading causes of car accidents between the years of 2011 and 2014. The data shows that the following causes lead the way when it comes to car crashes in Colorado:
- Inattentive driving
- Exceeding the legal speed limit
- DUI/DUID/Drunk Driving
- Lane violations
- Failure to yield the right of way
- Distracted driving
- Texting while driving
- Talking on cell phone
- Following too close to another vehicle
Colorado Car Accident Laws
Under Colorado law, the person who causes a car accident is financially responsible for all of the provable damages related to the accident. Colorado car accident laws also put into place the statute of limitations that victims have to file a lawsuit against at-fault drivers involved in accidents. The statute of limitations in Colorado is three years from the date of the action that caused the injury or loss. The statute of limitations to file a wrongful death claim against the at-fault party who killed a family member in a car accident in Colorado is two years from the date of the person’s death, which could be a different date from when the accident occurred.
What is Colorado’s Proportional Fault Model?
Proportional fault, also known as comparative fault, is a model used in Colorado to determine the amount of liability a driver has in a car accident. Comparative fault (negligence) is when more than one person is liable for the accident. According to Colorado Revised Statute 13-21-111, you are legally allowed to recover compensation from any party who is at least more at-fault for the accident than you. However, the damages you recover for the other party’s fault will be reduced by the percentage you were at-fault in the crash.
What Are Colorado’s Car Insurance Requirements?
There are two types of mandatory car insurance in Colorado:
- Property Damage Liability Coverage: This coverage pays for the damage to the automobile involved in the accident and is paid out on behalf of the at-fault driver.
- Bodily Injury Liability Coverage: This coverage pays on behalf of the at-fault driver for bodily injuries sustained in a motor vehicle collision.
The state requires the following coverage minimums:
- $25,000 for injury or death to another driver in an accident
- $50,000 for injury or death for all persons in an accident
- $15,000 for damage caused to property in an accident
There are supplemental insurance policies offered by insurers in Colorado, and they include the following:
- MedPay: At least $5,000 coverage for medical bills for you and any passengers in your vehicle during an accident
- Underinsured or uninsured motorist coverage: Protects you when involved in an accident with a driver who is either underinsured or uninsured
- Collision: This coverage pays for damage to the vehicle no matter who was responsible
- Comprehensive: Coverage for flood, fire, theft, and falling objects
Three exclusions could prevent you from receiving compensation after a car accident, and they include:
- Damage caused to your own vehicle by another one of your own vehicles
- Driving for a ride-share service or private taxi service
- If you caused damage deliberately to your vehicle or property with your vehicle
The do’s and don’ts of insurance following an accident include the following:
- Do take photos
- Do review your policy
- Obtain a copy of the police report
- Don’t admit any fault
- Don’t give a statement that is recorded
- Don’t accept the first offer from the insurance company
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