Denver Car Accident Attorneys
Have you been injured in a car accident? The experienced car accident lawyers at Bachus & Schanker will fight for the maximum compensation as possible.
- What to do After a Car Accident?
- Common Car Accident Injuries
- Causes of Car Accidents
- Colorado Car Accident Laws
- What is Colorado’s Proportional Fault Model?
- Car Accident Statistics
- What Types of Damages Can I Recover After a Car Accident?
- What Are Colorado’s Car Insurance Requirements?
- Steps to Filing an Insurance Claim
- Do I Need a Car Accident Attorney?
What to Do After an Accident?
If at all possible, move your vehicle out of the travel lanes to a safe place. If not, safely exit the vehicle and stand off the roadway. Use your mobile phone or tablet to take pictures of your vehicle, the other cars involved, the road conditions, debris, traffic signals and signs, and anything else you think a car accident attorney can use as evidence when building a case.
Be sure to complete the following after a crash:
- Exchange information with all other drivers
- Give a statement to the police
- Ask witnesses to talk to the police
- Do not move any evidence
- Let medical personnel evaluate you on the scene
- Accept medical transport to the hospital
- Refrain from speaking to any insurance agents until you talk to an attorney
Common Car Accident Injuries
- Traumatic brain injury (TBI)
- Broken bones
- Sprains, strains, and muscle tears
- Soft tissue injuries
- Whiplash and other neck injuries
- Spinal cord and other back injuries
- Injuries to knees and legs
- Chest injuries
- Internal injuries, such as internal bleeding and damage to organs
Causes of Car Accidents
- Inattentive driving
- Exceeding the legal speed limit
- Lane violations
- Failure to yield the right of way
- Distracted driving
- Texting while driving
- Talking on cell phone
- Following too close to another vehicle
Colorado Car Accident Laws
The statute of limitations to file a wrongful death claim against a driver who killed a family member in a car accident in Colorado is two years from the date of the person’s death, which could be a different date from when the accident occurred.
What is Colorado’s Proportional Fault Model?
According to Colorado Revised Statute 13-21-111, you are legally allowed to recover compensation from any party who is at least more at-fault for the accident than you. However, the damages you recover for the other party’s fault will be reduced by the percentage you were at-fault in the crash.
Car Accident Statistics
2018 saw a drop in traffic deaths in the state to 630, but numbers have steadily been over 600 since 2016 after dipping as low as 447 people killed in 2011. Since 2000, the worst year for Colorado motorists was 2002 when 743 people died on the state’s roads, according to date from the Colorado Department of Transportation.
Consider that, in 2018 there were 25,421 police-reported motor vehicle accidents according to the City and County of Denver. Of those 691 were DUIs, 6,764 hit-and-runs, 306 serious bodily injury, and 242 police involved accidents.
What Types of Damages Can I Recover After a Car Accident?
- Economic Damages: past and future medical expenses, wage loss, and additional expenses related to physical impairment and disfigurement
- Non-Economic Damages: pain, suffering, loss of enjoyment of life, inconvenience, physical impairment, and other similar losses
Victims of Colorado car accidents can claim a host of damages after the crash when working with a Denver car accident attorney. These damages can include any of the following:
- Medical expenses (ambulance fees, medical tests, prescriptions, medical equipment, hospital bills, doctor visits, etc.)
- Lost wages (current and future lost wages)
- Pain and suffering (mental distress)
- Loss of companionship (loss of a loved one)
The dollar value of these categories of damages can add up quickly. In Colorado, the person who caused the accident (the at-fault driver) and/or their insurance company is financially responsible for all of your accident-related injuries, damages, and losses. Thankfully, Colorado law requires every owner of an automobile in the State of Colorado to buy a minimum amount of car insurance to pay for these categories of damages.
What Are Colorado’s Car Insurance Requirements?
- Property Damage Liability Coverage: this coverage pays for the damage to the automobile involved in the accident and is paid out on behalf of the at-fault driver.
- Bodily Injury Liability Coverage: this coverage pays on behalf of the at-fault driver for bodily injuries sustained in a motor vehicle collision.
The state requires the following coverage minimums:
- $25,000 for injury or death to another driver in an accident
- $50,000 for injury or death for all persons in any accident
- $15,000 for damage caused to property in an accident
There are supplemental insurance policies offered by insurers in Colorado, and they include the following:
- MedPay: At least $5,000 coverage for medical bills for you and any passengers in your vehicle during an accident
Underinsured or uninsured motorist coverage: Protects you when involved in an accident with a driver who is either underinsured or uninsured
- Collision: This coverage pays for damage to the vehicle no matter who was responsible
- Comprehensive: Coverage for flood, fire, theft and falling objects
Three exclusions could prevent you from receiving compensation after a car accident, and they include:
- Damage caused to your own vehicle by another one of your own vehicles
- Driving for a ride-share service or private taxi service
- If you caused damage deliberately to your vehicle or property with your vehicle
The do’s and don’ts of insurance following an accident include the following:
- Do take photos
- Do review your policy
- Obtain a copy of the police report
- Don’t admit any fault
- Don’t give a statement that is recorded
- Don’t accept the first offer from insurance
Steps to Filing an Insurance Claim
- Contact the police
- Take pictures of damage to car
- Contact your insurance company
- Ask if you have rental car coverage
- Schedule a call with the insurance adjuster
- Schedule an inspection of the vehicle’s damage
- Get repair estimate from repair shop of your choice
- Adjuster review
- Receive initial insurance offer
Do I Need a Car Accident Attorney?
At Bachus & Schanker, LLC, our lawyers stand ready to consider the potential cases of car accident victims and their families. We help victims recover their losses, whether it is to compensate for lost wages, medical bills, pain and suffering or other harm and losses. We serve all of Colorado, so whether you live in Denver or Fort Collins, we can help.
Car accident cases are our specialty. When our lawyers take on an auto accident case, they strive to understand the unique challenges presented in each case to better assist our clients with questions they may have and ensure their legal rights are protected. The experienced Denver car accident attorneys from Bachus & Schanker LLC will treat you like family and fight for the compensation you deserve.
Additional Car Accident Resources & FAQs
- Determining Fault in a Rear-End Collision
- What Are the Most Common Car Accident Injuries?
- Determining Car Accident Fault by Location of Damage
- What to Do If You’re in a Car Accident in a Company Car?
- Vehicular homicide – Understanding the I-70 Semi Accident
- What Happens If You Leave the Scene of a Car Accident?
- Car Accidents Involving Leased Cars
- Colorado Ride-Share Guide: Uber & Lyft Laws
- Auto Accident FAQs
- Colorado Car Seat Laws
- Colorado Car Accident Statute Of Limitations
- Is Colorado A No-Fault State?
- Should You Report A Minor Car Accident?
- How To Determine Fault In A Denver Car Accident
- What To Do If Your Car Is Totaled After An Accident
- Top 5 Worst Intersections For Car Accidents In Denver
- Can I File An Insurance Claim Without A Police Report?
- What Is The Average Settlement For A Car Accident With Whiplash?
- How Do You Calculate The Diminished Value Of A Vehicle?
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No risk and no cost to you or your family
"You made a process that could have been a terrible experience due to the situation, so much easier. I am so thankful for everything you did for me. Well beyond 5 stars! Again thank you for everything that you've done for me and my family, I am more than happy to close this chapter of my life." - Julian D.