Social Security Disability Insurance
Colorado Social Security Disability Insurance Information
Each year, the Social Security Administration provides billions of dollars in disability benefits to Americans. However, being granted these benefits can be a complicated process. Millions of claims are filed each year and most of them are denied.
Social Security Basics
The Social Security system is a shared pool of insurance, paid by employers, employees and self-employed workers. As you work, a mandatory amount is subtracted from your paycheck and paid into the Social Security system.
When you retire, or if you become disabled, you and your dependents may be eligible for payments. However, the payments you receive are not directly tied to the contributions you made while working. The money you paid into Social Security goes into a shared pool, from which benefits to all Americans are paid.
Social Security Disability Insurance
If you or a loved one has become disabled and unable to work for at least 12 months, you may be eligible for a Social Security Disability Insurance (SSDI) claim. SSDI pays benefits to those who cannot work for at least a year. Social Security will continue to pay benefits until that individual is able to return to work on a regular basis.
Unfortunately, these rights are not automatic and denials of claims are common. The experienced attorneys at Bachus & Schanker, LLC take pride in protecting the rights of Colorado citizens who have suffered a debilitating injury or illness and have been denied their Social Security Disability benefits.
Have you been denied SSDI?
If you were denied a Social Security claim, there is an opportunity for appeal. However, the appeal process can be difficult and unclear. The expert Social Security attorneys at Bachus & Schanker, LLC will help you navigate this process, ensuring you receive the benefits you deserve.
Following the denial of an SSDI claim, there is a tight timeline in which action must be taken in order to appeal. Contact the attorneys at Bachus & Schanker, LLC immediately to make sure your rights are protected. The sooner work on your claim can be started, the sooner your SSDI benefits can be secured.
Frequently Asked Questions
1.How do I start the process of applying for Social Security Disability benefits?
Many people have found that the most successful way of applying for Social Security Disability is to work with an attorney that specializes in Social Security Disability, such as the attorneys at Bachus & Schanker, LLC. Your first step in applying for benefits is to schedule a telephone interview with our office by calling or emailing us now.
2. Where do I apply for benefits?
You’ll need to apply in the state where you are currently living. The attorneys at Bachus & Schanker, LLC are able to help you with this process no matter where you live in the United States.
3. I’m involved in a Workers’ Compensation case. Should I file for Social Security Disability benefits now or wait until the other case is resolved?
Don’t delay filing for Social Security Disability. The process can take time and delaying can cause you to get in a situation in which your Workers’ Compensation benefits have ended and your Social Security Disability benefits have not yet begun. The earlier you file, the better.
4. Is it possible to continue working while receiving Social Security Disability benefits?
Because the process of determining eligibility for Social Security Disability involves proving that you are not capable of working, it is highly unlikely that you will be able to work after attaining these benefits. In rare cases, individuals are approved to work on very limited schedules and still retain their disability benefits.
5. Is it ever possible to receive Social Security Disability benefits and have a disability that is not permanent?
You may receive benefits if your disability is not permanent if you meet one of these conditions: Your disability must have been present for at least a year, you expect the disability to continue for a year, or you suffer from a condition that typically results in death within a year.
6. Is it possible to receive both Workers’ Compensation and Social Security Disability at the same time?
Yes, it is possible. However, your Social Security Disability benefits will most likely be lowered to offset the Workers’ Compensation or other public disability benefits you receive. The rule of thumb is that your total benefits cannot be higher than 80 percent of your average current earnings prior to you becoming disabled.
7. How long does it take for me to be approved to receive Social Security Disability benefits?
How long the process takes depends on whether you are approved when you initially file or are required to go through a two-step appeals process that includes a Request for Reconsideration and a Request for Hearing before a judge.
8. Is mental illness ever considered a disability by the Social Security Administration?
Definitely. A large number of persons receiving Social Security Disability benefits do so on the basis of a mental illness claim.
9. What does Social Security base its disability benefits on?
The Social Security Administration bases disability benefits on the claimant’s Social Security earnings record and work history, not on the economic status of the claimant.
10. What questions does Social Security ask to determine disability benefit eligibility?
The Social Security Administration is primarily concerns about the answers to five basic questions: Are you currently working? How severe is your condition? Is your condition included on the list of disabling conditions? Is it possible for you to continue doing the work you used to do? Is there any other type of work you could do?
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