Who Will Pay Medical Expenses?
In Colorado, the at-fault party is ultimately responsible for paying your medical expenses. However, you only get to make one claim with the at-fault party's insurance company, and therefore you may need help paying medical expenses before you make the claim against the at-fault party. At Bachus & Schanker, LLC, a Car Accident lawyer Colorado acts immediately for our clients to determine whether the applicable automobile insurance policy provides "medical payment" benefits. A "medical payment" benefit is an optional form of coverage that will require your own auto insurance company to pay some portion of your medical expenses until the claim with the at-fault driver's insurance company is resolved. If the applicable automobile insurance policy does not contain a "medical payment" option, our lawyers look to health insurance to cover your medical expenses. If there is no health insurance available to help cover your medical expenses, the attorneys at Bachus & Schanker, LLC will work with you to help you get the medical attention you need by working with health care professionals in your area to provide you medical care through an agreed upon "medical lien" against your future settlement.