Archive for the ‘Health Insurance’ Category

Was your health insurance claim denied in bad faith?

If you felt ill visiting a doctor or hospital, having your health insurance claim denied is enough to make you feel sick all over again — especially if you’re stuck with a large medical bill as a result of a denial. Unfortunately, health insurance claim denials are on the rise, and some experts believe the Affordable Care Act (ACA) will be responsible for increasing the frequency of denied claims in the future as insurers try to contain costs and deal with the burdens of higher numbers of insured patients. Denials, many of which arise from bad faith practices, really start to add up, with the American Medical Association estimating that more than $43 billion could have been saved since 2010 if insurers had just consistently paid claims correctly.
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Are You Stuck in 1988? Compensation for Victims of Medical Malpractice Is.

Do you still wear that awesome pair of MC Hammer pants you bought at the Chess King? Or, maybe you are still sporting a mullet, mall bangs, or have a line shaved into the sides of your head… Do you still watch Thirtysomething, religiously? You can’t get enough of the Golden Girls? Do you find yourself humming, “Get Outta My Dreams, Get Into my Car,” or perhaps you have gotten in to an argument defending “Parents Just Don’t Understand,” as the definitive rap against which all others are to be judged. If so, you may be stuck in 1988. Do you know what else is? The non-economic damage caps for medical negligence cases in the State of Colorado.

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Is Universal Health Care Really the Best Medicine?

With the election looming around the corner, we should glance over the controversial issue we will inevitably be seeing on the ballots in November – a national health insurance program. Is it a good idea?

Advocates in favor of the nationwide program say it could save approximately $150 billion on paperwork alone. Because of the administrative complexities in our current system, over 25% of every health care dollar goes to marketing, billing, utilization review, and other forms of waste. A single-payer system could reduce administrative costs greatly.

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Disabled Young Adults Face New Challenges

When many young adults turn 18 years old, they are looking forward to an exciting future that includes college or a new job. But the approximately 500,000 young people who require special medical attention and suffer from diseases like cystic fibrosis, diabetes, congenital heart disease or severe disabilities due to injuries are facing a dilemma that didn’t exist a generation ago. Once they turn 18, they have nowhere to go.

Due to medical advances, many of the children who would not have survived a generation ago are facing a future that is ill-equipped to care for them. While there are facilities that care for and provide services for severely disabled or ill children such as St. Mary’s Healthcare System for Children in New York, St. Jude Children’s Hospital in Memphis, Tennessee and Shriner’s Hospitals for Children. Most young people are expelled from these programs when they turn 18, in order to accommodate the influx of younger patients.

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Health Net Accused of Canceling Policies to Save Money

Large California Health Insurer, Health Net Inc. is involved in a $6 million lawsuit with accusations of dropping health policies in order to save money, set company goals, and pay bonuses to employees. Patsy Bates, a California hairdresser, is seeking $6 million in damages after her coverage was rescinded by Health Net during her chemotherapy for breast cancer. These accusations bring forward the staggering fact that between 2000 and 2006, Health Net Inc. avoided paying $35.5 million in medical expenses by canceling around 1,600 policies.
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