The Physical, Emotional And Financial Effects Of A Car Accident
A car accident can disrupt a person’s entire way of life. Physical injuries may make it difficult to work and enjoy activities that used to be commonplace. Too often, victims and their loved ones focus on the physical injuries that stem from an accident while not giving enough attention to the emotional and financial fallout of a personal injury accident.
When you’re injured, you may receive financial compensation for all of your injuries. The attorneys from our Elite Litigation Group explain.
Personal Injury Lawyers » Practice Areas » Colorado Car Accident Lawyers » The Physical, Emotional And Financial Effects Of A Car Accident
- Impact of a Car Accident on Victims
- What Qualifies As Physical Damages?
- Pain and Suffering as a Physical Damage
- Why Choose Our Car Accident Law Firm?
- What Qualifies As Emotional Damages?
- How Does a Car Accident Affect You Emotionally?
- Is Emotional Distress Considered Personal Injury?
- What Qualifies As Financial Damages?
- Which Is Worse, Physical Pain or Emotional Damage?
- Compensation for Physical, Emotional and Financial Damages
- Kyle Bachus & Darin Schanker
- Related Car Accident Resources
- #1 Amazon Best Seller in the Legal Industry
- You Deserve Fair Compensation
Impact of a Car Accident on Victims
A car accident may cause significant physical, emotional and financial effects. In fact, an accident’s emotional and mental impact can change a person’s life activities as much as physical injuries. Both physical and emotional damages need attention and treatment. Financial compensation exists in order to compensate a person fairly for their monetary losses as well as their physical and emotional suffering from an accident.
What Qualifies As Physical Damages?
Physical damages are the damages relating to a bodily injury. Many economic damages stem from physical damages. They may include:
- Ambulance bills
- Emergency response and care
- Stabilization measures including surgery, medications and medical supplies
- The cost of doctors, specialists, nursing care, nurse’s assistant care
- Surgery
- Diagnostic testing like scans, MRIs and the like
- Mobility devices like wheelchairs, scooters and crutches
- Boots and casts
- Hospitalization expenses
- Physical therapy
- Occupational therapy
- The cost associated with travel to medical care
- Home modifications, if needed
- Outpatient and in-home nursing care
- Follow-up care
- Pain and suffering
Physical damages are any losses that you have relating to your physical injuries. There are other kinds of financial losses that aren’t specifically a part of physical damages, like lost wages and destruction of personal property. However, physical damages are those losses relating only to physical injuries.
Pain and Suffering as a Physical Damage
Pain and suffering is a type of non-economic damages. That is, it can’t be measured with a dollar amount to a certain sum. However, pain and suffering is very much a type of physical damages.
Physical injuries are painful. The pain that a person endures is significant and deserving of compensation. Although it is categorized as non-economic, pain and suffering results from physical injuries. It may be included as a measure of loss as part of a personal injury claim.
Why Choose Our Car Accident Law Firm?
Bachus & Schanker is led by top-rated car accident attorneys recognized among the best in Colorado. With decades of experience and thousands of cases handled within Colorado and nationwide, our team brings a proven track record of results to every case. They have represented clients dealing with the physical, emotional, and financial effects of accidents across Colorado and nationwide.
At our firm, hands-on case management and personalized attention are central to how cases are handled. Attorneys remain directly involved throughout the process, with a focus on responsiveness, attention to detail, and clear communication at every stage of the case.
The benefits of working with our legal team include:
- Car accident injury cases taken on a contingency fee basis – no legal fees unless we win your case
- Support of our victim advocates team
- Personalized attention from attorneys who understand car accidents law
- Proven track record of maximizing settlements and verdicts for clients
- Experience handling cases in Colorado and across the United States
When you need experienced legal representation to address the long-term effects of a crash, choose Bachus & Schanker, recognized as some of the best car accident lawyers in Colorado.
What Qualifies As Emotional Damages?
Emotional damages are the mental anguish and suffering that go along with a person’s physical injuries. It can’t be measured by sight, but it is real suffering that occurs to the victim’s well-being and state of mind. Emotional damages are distinct from physical pain. Anyone who has been in a serious accident can tell you that the emotional fallout, recovery and adjusting to a new normal can be every bit as challenging as the physical injuries themselves.
Here are some examples of emotional damages:
- Depression
- Anxiety/fear
- Flashbacks
- Feelings of humiliation, embarrassment or loneliness
- Shock
- Fatigue
- Changes in appetite
- PTSD
- Loss of motivation and the inability to complete daily tasks
Emotional damages can sometimes produce physical effects. For example, a person with depression, anxiety or fear may suffer from headaches or sensitivity to loud noises. A change in appetite can lead to weight loss or gain.
How Does a Car Accident Affect You Emotionally?
A car accident affects you emotionally by changing your sense of security and routine. Suffering from injuries may mean that you’re no longer able to pursue activities you used to enjoy or earn a living. This change may be devastating to feelings of self-worth and purpose.
You may also become fearful that you’re going to be in another accident. A car accident is a sudden jarring of your life, stability and routine. How it affects you emotionally may vary, but emotional damages may be severe and disrupting.
Is Emotional Distress Considered Personal Injury?
Yes, emotional distress is personal injury. Emotional distress is a natural and predictable fallout of suffering from a physical injury. Therefore, it is a part of a personal injury claim.
With some exceptions, in order to qualify to receive emotional distress damages, the victim must have incurred some kind of actual physical injury. A close call or near miss is not sufficient to be eligible for emotional distress for personal injury.
What Qualifies As Financial Damages?
Financial damages are any kind of financial loss or failure to earn income that accompanies a physical injury. Medical damages are one kind of financial injury. Overall, financial damages are the direct monetary fallout that a person sustains because of the accident.
It’s easy for a victim to miss recognizing financial losses if they’re not aware of all of the types involved. Any kind of monetary loss, direct or indirect, stemming from a bill or a failure to earn income because of the injuries, qualifies as financial damages for a personal injury claim.
Which Is Worse, Physical Pain or Emotional Damage?
From a personal injury perspective, both physical pain and emotional damages are serious, valid injuries. Both types of suffering are worthy of compensation. In fact, compensation for physical pain and emotional damages may even exceed monetary damages in some cases.
What damages you receive depends on what your actual suffering is. For pain and suffering compensation, you may need to show how your injuries produce physical pain and how long you expect to endure the physical pain associated with the accident.
Similarly, you may need to present evidence of your mental health injuries and how they impact your life. You do this through mental health treatment providers and your own journaling of symptoms. Your personal injury attorney can help you prepare and present information regarding physical pain and emotional damage.
Compensation for Physical, Emotional and Financial Damages

When you suffer from a personal injury after a car accident, it’s essential to look at the entire case holistically. Your physical injuries are only one part of your losses. The law allows you to identify all of the ways that your life is impacted by the accident and claim fair compensation. Our attorneys for car accident injuries can help you claim the physical, emotional and financial damages you deserve. Contact us today.

Kyle Bachus & Darin Schanker
Top-rated Colorado-based personal injury lawyers and co-founders of Bachus & Schanker, Kyle Bachus and Darin Schanker, have represented car accident victims and families across Colorado for more than 30 years, earning a reputation as some of the best car accident attorneys for serious injury cases. The firm is structured to handle car accident cases of all types and severities, with a team organized to provide focused support and guidance throughout the process. Kyle and Darin guide victims through the legal process with the support of a dedicated team of car accident specialists and Victim Advocates, ensuring care and advocacy from start to finish so clients can stay focused on healing.
Both Kyle and Darin are nationally recognized for their trial skills and leadership in the legal community. They are members of the Million Dollar Advocates Forum, an exclusive group of attorneys who have achieved million and multi-million-dollar verdicts and settlements, a distinction earned by fewer than 1% of U.S. lawyers. In addition, they have been named Colorado Super Lawyers every year for nearly two decades, included in the Lawdragon 500 Leading Plaintiff Lawyers in America, named Top One Percent by the National Association of Distinguished Counsel, Top 10 Personal Injury Attorneys in Colorado by America’s Best Advocates, and recognized as top civil plaintiff attorneys by The National Trial Lawyers. Beyond the courtroom, they support the Colorado community through the Bachus & Schanker Cares Foundation, which sponsors local nonprofits and initiatives. See Kyle Bachus and Darin Schanker on Super Lawyers.
Notable Colorado Car Accident Settlement Results
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Legal Support Across Colorado and Nationwide
Serving Clients Nationwide
Related Car Accident Resources
#1 Amazon Best Seller in the Legal Industry
Attorney Kyle Bachus knows first-hand how difficult it can be to suddenly lose a loved one in an accident. It’s also devastating when you or a family member suffers severe injuries that forever change your lives. Kyle wrote this book as a resource from his personal experience for families who have suffered a traumatic loss.
A Spanish edition of the book is also available, offering the same support and guidance to Spanish-speaking families.

You Deserve Fair Compensation
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