Colorado Wildfire Loss Recovery Attorneys
Our attorneys for fire damage know that almost all people are underinsured when it comes to a total or significant property damage loss caused by a fire. That’s because, in the grand scheme of things, very few houses or structures actually suffer this type of loss. However, wildfires are much more devastating than typical house fires.
Recovering Losses From the Marshall Fire in Colorado
Our legal and investigative team works with fire origin experts to determine the original cause of the wildfire, including an examination of whether electrical power, utilities, business operations, or other fire sources were involved. If the wildfire origin was caused by the negligence of one or more entities, we aggressively pursue recovery of all losses not otherwise covered by existing homeowners or renters insurance coverages.
Let our team of skilled wildfire recovery lawyers fight for the financial compensation you need to rebuild your life. Contact us today for a FREE consultation.
How Bachus & Schanker’s Team of Expert Lawyers Can Help You With the Marshall Wildfire
Through our collective experience representing wildfire victims, we know that a significant amount of the losses experienced as a result of wildfires end up not being covered by homeowners or renters insurance companies. As a result, the members of our nationally recognized legal team have recovered over $1.5 billion for wildfire victims.
We will be doing this work on a contingency basis, which means there are zero upfront fees. In fact, we only get paid when we win. Even then, we only get paid directly out of what we actually recover. We won’t get paid on any of the existing insurance benefits because our focus is on the losses that are not covered by insurance.
Can a Lawyer Help Me Claim Compensation After Wildfire Damage?
Our experienced wildfire attorneys help families recover for the total value of their losses and handle all communication with the claims adjuster. We want to help people understand their existing replacement cost coverage for a covered peril, such as:
- Home furnishings
- Personal belongings
- Other damaged property
- Additional living expenses
- Restaurant meals
Also, your lawyer will help to recover the value of those items not covered by your existing insurance from other sources, including those who may be financially responsible for the fires.
How Do Wildfires Affect People’s Lives?
Wildfires move quickly and are incredibly destructive. They not only cause property damage but can also result in catastrophic injuries and tragic loss of life.
If you suffered damage to your property due to a wildfire, you may be dealing with:
- Structural damage
- Smoke damage
- Water damage
- Electrical and plumbing damage
- Melted personal items
- Damage to the roof
Additionally, you may have been severely injured because of the fire. Common fire injuries include:
- Smoke inhalation
- Scarring and disfigurement
- Permanent disabilities
- Pain and suffering
- Mental anguish
If you lost a family member to a fatal wildfire, you can recover losses on behalf of your loved one through a wrongful death claim. This may include:
- Funeral and burial costs
- Loss of companionship
- Loss of financial support and benefits
- Loss of consortium
- Loss of future earnings
When a destructive wildfire happens, your life is changed in an instant, and you may not know where to turn. The attorneys at Bachus & Schanker are ready to help you take the necessary steps to move forward with the maximum compensation for your claim. Contact us today to learn how we can help you.
Who Is Liable for Wildfires?
Although some wildfires are caused by natural occurrences, studies have found that humans cause about 85% of wildfires1 in the United States. That means that negligence and recklessness can play a role in property damage and losses after a wildfire, such as:
- Leaving a campfire unattended
- Unauthorized burning of trash or debris
- Discarding lit cigarettes
- Illegal fireworks
- Malfunction of equipment/powerlines
- In some cases, intentional arson
A utility company is often responsible for sparking a wildfire with significant burned areas because of outdated or malfunctioning equipment. The company may have also failed to maintain safe conditions by leaving trees or foliage untrimmed. In these cases, you can file a lawsuit to claim compensation for damages not included in your home insurance coverage.
Does Renters Insurance or Homeowners Insurance Cover Wildfires?
What is covered by home insurance or renters insurance really depends on the terms of your policy and whether that includes wildfires specifically. Some loss recovery insurance will only cover the damage caused by the actual fire itself, while others also cover losses related to the fire.
Even if you purchased wildfire insurance to protect your home, many insurance companies are unfair. They have loss adjusters who try to:
- Undervalue your damages
- Delay a claim
- Wrongly deny your claim
- Lie about policy coverage after a fire
- Manipulate evidence
If you’re experiencing insurance issues after a wildfire, don’t settle for unfair homeowners insurance quotes for your claim. You need a strong legal team by your side to make sure you get the full compensation you deserve.
Ready to take steps towards rebuilding your life after a wildfire? Bachus & Schanker represents homeowners, renters, and business owners, and we are accepting new cases now.
1National Park Service (NPS). (27 November 2018). Wildfire Causes and Evaluations. Retrieved 3 January 2022.
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