Miscellaneous

Big Changes to Colorado Insurance Law Means You Get the Uninsured Motorist Coverage You Pay For (Part Four – “Set-off” and “Anti-Stacking”)

Now that we know about liability insurance and uninsured and under-insured coverages and how insurance companies used “set-off” and “anti-stacking” together to lessen your coverage, let’s talk about how insurance companies used “set-off” and “anti-stacking” together. Could “Set-off” and “Anti-Stacking” be Used Together? Prior to January 1, 2008, insurance companies could reduce your compensation by…

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Big Changes to Colorado Insurance Law Means You Get the Uninsured Motorist Coverage You Pay For (Part Three – “Anti-Stacking”)

In parts one and two, we learned about liability and uninsured and under-insured coverages and how insurance companies can no longer “set-off” reduce the amount of your UM coverage. What is “Anti-Stacking”? Another change in the law stops insurance companies from using “anti-stacking” language when writing a policy. Prior to the new law, insurance companies…

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Big Changes to Colorado Insurance Law Means You Get the Uninsured Motorist Coverage You Pay For (Part Two – “Set-Off”)

In part one we learned about how Colorado Revised Statute 10-4-609 effects your insurance coverage and about thedifferent types of coverage; liability and uninsured and under-insured insurance. Here’s how it all fits together. What is “Setoff”? Prior to January 1, 2008, your insurance company would be able to “setoff” or reduce the amount of UM…

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Big Changes to Colorado Insurance Law Means You Get the Uninsured Motorist Coverage You Pay For (Part One)

The newly revised Colorado Revised Statute 10-4-609, effective January 1, 2008, addresses uninsured motorists (UM) and under-insured (UIM) motorist claims and closes the loopholes that prevented consumers from receiving the full benefits they thought they were buying when purchasing UM/UIM coverage in Colorado. What is Liability Insurance? Property damage liability coverage pays for the physical…

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Premarin Risks Keep Stacking Up

For millions of women taking Premarin to ease their symptoms of menopause, including hot flashes, night sweats and vaginal dryness, a newly released study is another blow to finding relief for their discomfort. According to a new Women’s Health Initiative study published in the Journal of the National Cancer Institute, women who take conjugated equine…

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Colorado Baby’s Death could bring Additional Murder Charge

Mesa County prosecutors are considering additional charges against Lonnie Herrera, who is accused of fatally shooting his pregnant girlfriend, Anna Maria Macias, now that the baby she was carrying has died. Anna Maria Macias, who was about 8 1/2 months pregnant, was killed on Sunday night when she was shot in the neck. A baby…

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No Murder Charge in Death of Baby

Mesa County District Court Judge Richard Gurley ruled that the death of a fetus delivered at eight and a half month gestation, due to a car crash is not murder under Colorado state law. On November 6, 2007, Logan Lage was leading Colorado State Patrol on a high speed chase when he crashed head on…

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Bungee Cord Alert

Some of the dangerous things your mother said you should never do: Run with scissors. Play with fire. Jump on the bed. Play with knives. Stick a fork in the toaster. Eat off the floor. Use bungee cords. Okay. She never said anything about bungee cords. Who would have thought that this everyday household device…

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Hospitals Are Profiting From Their Mistakes at Our Expense

In no other business that I know of, can you turn a profit when you sell a defective product or service. If the television set you purchased at your local electronics store doesn’t work when you get home, you take it back to the store and get a refund or exchange. When the mechanic doesn’t…

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Yamaha Rhino ATV Rollover Safety Alert

According to The Consumer Product Safety Commission, there have been 555 ATV fatalities in 2006. Of those 555 deaths, 111 were in children under the age of sixteen. In the same year, there were 146,000 reported injuries of which just under 40,000 were children under sixteen. The CPSC estimates that these figures are low, as…

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