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Colorado Insurance Bad Faith Lawyers

Insurance bad faith

In Colorado, insurance companies have an obligation under state law to act in good faith. As part of this duty of good faith, insurance companies are required to do the following among other things in handling your claim:

  • Promptly investigate your claim
  • Promptly pay your claim
  • Communicate regularly with you regarding the status of your claim
  • Promptly pay you any undisputed portion of claim
  • Provide a prompt and reasonable explanation of any claim denial or offer compromise settlement

If an insurer fails or refuses to do any of the above, then your insurance company may have acted in bad faith. The attorneys at our Colorado firm can assist consumers and help get them the compensation they are entitled to. Consumers may be eligible for up to three times the amount of insurance benefits owed to them in addition to interest on those benefits, attorney fees, costs of filing a lawsuit against the insurance company, punitive damages (damages designed to punish the insurance company for their wrongful behavior), and other damages. The Insurance Bad Faith attorneys at Bachus & Schanker, LLC in Colorado can advise you of your rights and help you build a strong case.

Bad Faith Claims: State Farm, All State, Farmers, American Family and more.

The Insurance Bad Faith attorneys at our Colorado firm have the experience, resources, and skill to successfully represent consumers against large insurance corporations, including:

  • State Farm
  • All State
  • Farmers
  • American Family
  • USAA
  • United Health Care
  • Blue Cross/Blue Shield
  • Anthem
  • Aetna
  • Travelers
  • St. Paul
  • AIG
  • The Hartford
  • Prudential
  • Nationwide
  • Liberty Mutual
  • Safeco
  • Zurich
  • Progressive

We handle bad faith claims for clients in Colorado and throughout the country. If you suspect your insurer is acting in bad faith, consider contacting a lawyer to make sure your claim is being handled correctly. At Bachus & Schanker, LLC we understand that insurance law and coverage disputes are complicated. Our team of experienced Insurance Bad Faith attorneys is committed to understanding insurance law and the legal remedies available to our clients. We will not back down when dealing with large insurance companies like All State, American Family, Farmers, State Farm , and more.

Learn about the 10 Worst insurance companies in America, including All State, AIG and Liberty Mutual.


Frequently Asked Questions

What is insurance bad faith?

In Colorado, insurance companies have an obligation under state law to act in good faith. As part of this duty of good faith, insurance companies are required to do the following, among other things, in handling your claim:

  • Promptly investigate your claim
  • Promptly pay your claim
  • Communicate regularly with you regarding the status of your claim
  • Promptly pay you any undisputed portion of claim
  • Provide a prompt and reasonable explanation of any claim denial or offer compromise settlement

If an insurer fails or refuses to do any of the above, then your insurance company may have acted in bad faith.

What kind of claims do I have?

If you suspect your insurance company has not complied with its obligations under Colorado law, you may have claims for breach of contract and breach of fiduciary duty. A breach of fiduciary duty occurs when an entity such as an insurance company assumes responsibility to act for your benefit with respect to purchasing or obtaining insurance coverage and fails to act in good faith for your benefit. In some circumstances you may also have claims for negligence, bad faith, and violations of the Colorado Consumer Protection Act.

What Can I Recover?

If an insurance company has acted in bad faith, you, as a consumer, may be eligible for up to three times the amount of insurance benefits owed to you in addition to interest on those benefits, attorney fees, costs of filing a lawsuit against the insurance company, punitive damages (damages designed to punish the insurance company for their wrongful behavior), and other damages.



Additional Resources & Information

  • Read our report on the 10 Worst insurance companies in America, including All
    State, AIG and Liberty Mutual.
  • America’s civil justice system is one of the only places left in our country where individuals can successfully challenge powerful industries, including the insurance industry, and hold them accountable. The Center for Justice and Democracy advocates for victim’s rights and works to protect our right to trial by jury in civil cases.
  • Colorado Division of Insurance: The Colorado Division of Insurance regulates all insurance companies doing business in the state of Colorado. If you or someone you know has a complaint against a particular insurance company or agent, you can file a complaint with the Division of Insurance. www.dora.state.co.us/Insurance/.
  • Colorado Division of Insurance Complaint: To file a consumer complaint with the Colorado Division of Insurance, please click on the following link: www.dora.state.co.us/pls/real/INS_Complaint.Submit_Form.
  • Insurance Information Institute: The Insurance Information Institute is recognized as the primary source of information, analysis, and referral concerning insurance. On this website, you will find information and statistics regarding what insurance does and how it works. You will find checklists for what you need to know before purchasing auto, home, life, or health insurance. The site gives detailed definitions and provides answers to frequently asked questions. www.iii.org.

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